Refinancing & Debt Consolidation

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan and consolidate other debt.

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing or consolidating debt is a smart way to take control of your finances, and Dubbo Mortgage Brokers are here to help homeowners across the Central West, including Cobar, Dubbo, Forbes, Gilgandra, Narromine, Parkes, and Wellington, make it happen.

Refinancing allows you to replace your current home loan with a new one that offers better terms, such as lower interest rates, flexible repayment options, or access to equity for renovations or investments. Our team compares a wide range of lenders to find options that save you money and align with your goals.

Debt consolidation simplifies your finances by rolling multiple debts, like credit cards or personal loans, into one manageable home loan. This often results in lower interest rates, reduced monthly repayments, and improved cash flow.

We do not charge any fees for our service. The loan you secure through us is exactly the same as if you went directly to the bank. However, with us, you’ll have a trusted partner to guide you through the process and ensure it’s tailored to your needs.

If you’re ready to save money and streamline your finances, let’s talk. From Cobar to Dubbo and beyond, we’re here to support your financial goals.

Whether you’re in Cobar, Dubbo, Forbes, Gilgandra, Narromine, Parkes, or Wellington, book your free appointment today and take the first step towards securing the perfect home loan solution.

How much could you save?

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sam piper

Adam and the team from dubbo mortgage brokers provided me with such a stress free and easy process purchasing my first house. Couldnt have asked for more with the team highly recommend. will be using them in future.

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Emma Harris

Great!!! The whole team was very helpful throughout the whole process. Would always take time to answer all my silly questions either in person or on the phone.

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Macy Everingham

I highly recommend Dubbo Mortgage Brokers to anyone wanting to start the process of purchasing a home. Their support was invaluable, and we couldn't be happier with the service we received. As first home buyers, we were understandably nervous and had many questions. Adam guided us through the entire process with patience and expertise, making what could have been a very stressful experience smooth and manageable.

Frequently Asked Questions

What documents do I need to apply for a home loan?

Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.

What services does your mortgage brokerage offer?

Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.

How can I improve my chances of getting approved for a mortgage?

To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.

How do I get started with your services?

To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.

How does the mortgage application process work?

Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.

What are the benefits of using a mortgage broker instead of going directly to a bank?

Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.

Do you charge any fees for your services?

Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.

Do you offer ongoing support after the loan is approved?

Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.

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