Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

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Whether it's your First Home, Next Home or Dream Home, we're on your side

Are you navigating the world of home loans and feeling overwhelmed? Look no further – we’re your local mortgage broker in Dubbo. We are here to share the incredible advantages of partnering with a local expert like Dubbo Mortgage Brokers for your home loan journey.

Why Choose a Local Mortgage Broker in Dubbo?

When it comes to your home, local expertise truly matters. As a part of the Dubbo community, we’re well-versed in the local real estate scene, economic trends, and the unique needs of our residents. This knowledge empowers me to offer you tailored home loan solutions that align perfectly with your financial goals and the Dubbo market.

Navigating Home Loans with Ease

Whether you're a first-time homebuyer looking to refinance, consolidate debt, build your dream home, or venture into real estate investment, a mortgage broker can be your guiding light. We’ll simplify the complexities of the home loan landscape, helping you make informed decisions that suit your unique circumstances.

The Benefits for First-Time Home Buyers:

As a first-time homebuyer, you're stepping into a new world, and we're here to make that journey seamless. I'll help you navigate government incentives, grants, and specialised programs to make your first home purchase more manageable. You'll understand your options with a local expert and secure the best possible loan terms.

Refinance and Debt Consolidation Made Simple:

Are you thinking of refinancing or consolidating debt? We've got you covered. With my local insights, we can help you find the best rates and terms for your refinancing needs. Whether saving on interest or your current fixed rate is expiring, lowering monthly payments, or consolidating debts, I'll create a strategy that aligns with your financial goals.

Crafting Construction and Investment Loan Solutions:

Building your dream home or diving into real estate investment? These are exciting endeavours that require strategic financing. We’ll guide you through the intricacies of construction loans, helping you fund your project smoothly. For investment loans, we’ll tailor solutions that align with your objectives, whether rental income or capital appreciation.

Personalised Attention Every Step of the Way:

Choosing a local mortgage broker means you get personalised attention. I'm not just a voice on the other end of the line – I'm right here in Dubbo, ready to sit down with you, understand your homeownership or investment goals, and craft a home loan plan that empowers you to achieve them.

Let's Secure Your Homeownership Dreams:

Ready to make your homeownership or investment dreams a reality? Let's work together to explore home loan options, navigate incentives, and create a strategy that aligns with your unique journey. Your financial success and dreams are our priority.

Contact us today, and let's take the first step towards securing your future. As your local mortgage broker at Dubbo Mortgage Brokers we’re committed to turning your homeownership aspirations into tangible success.

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Getting a Loan

Initial Consultation

Start by scheduling a convenient 15-minute discovery call, phone appointment, or in-office meeting with one of our qualified mortgage brokers. We will take the time to understand your situation, explore your options, and guide you through the next steps.

Fact Find

After the initial consult, we will provide you with access to a digital online application. Here, you can input details about your income, assets, and liabilities. We'll also request supporting documents to ensure that you qualify for a loan.

Pre-Approval

Following the fact find, we will complete all the loan application documents and submit them to your chosen lender for pre-approval on your behalf. Once you're pre-approved, you can confidently start shopping for or making offers on the properties you wish to purchase. If it is a refinance, we will assist you with arranging the discharge from your current lender.

Settlement

Finally, we will coordinate with your conveyancer, solicitor, or real estate agent, and if it's a refinance, your outgoing lender to ensure a smooth settlement of your home loan. Once everything is in place, you're all set. 

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sam piper

Adam and the team from dubbo mortgage brokers provided me with such a stress free and easy process purchasing my first house. Couldnt have asked for more with the team highly recommend. will be using them in future.

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Emma Harris

Great!!! The whole team was very helpful throughout the whole process. Would always take time to answer all my silly questions either in person or on the phone.

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Macy Everingham

I highly recommend Dubbo Mortgage Brokers to anyone wanting to start the process of purchasing a home. Their support was invaluable, and we couldn't be happier with the service we received. As first home buyers, we were understandably nervous and had many questions. Adam guided us through the entire process with patience and expertise, making what could have been a very stressful experience smooth and manageable.

Frequently Asked Questions

Do you charge any fees for your services?


Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.

What are the benefits of using a mortgage broker instead of going directly to a bank?

Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.

What services does your mortgage brokerage offer?

Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.

How do I get started with your services?

To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.

Do you offer services beyond home loans, such as personal loans and asset finance?

Yes, in addition to home loans, we also offer personal loans car loans and asset finance services. Whether you need a personal loan for unexpected expenses or debt consolidation, a new car, or other personal expenses, or asset finance for business equipment or vehicles, we can assist you in finding the best options to meet your needs. Contact us to learn more about these services and how we can help.

What documents do I need to apply for a home loan?

Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.

How can I improve my chances of getting approved for a mortgage?

To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.

How does the mortgage application process work?

Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.

Do you offer ongoing support after the loan is approved?

Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.

Ready to get started?