What documents do I need to apply for a home loan?
Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.
What services does your mortgage brokerage offer?
Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.
How can I improve my chances of getting approved for a mortgage?
To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.
How do I get started with your services?
To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.
How does the mortgage application process work?
Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.
What are the benefits of using a mortgage broker instead of going directly to a bank?
Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.
Do you charge any fees for your services?
Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.
Do you offer ongoing support after the loan is approved?
Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.