Self Employed Loans

We help Self Employed clients get a new loan to buy their next property

Rated 5 from 127 Reviews

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Self Employed and looking for a loan? You've come to the right place

Securing a home loan when you’re self-employed can feel challenging, but Dubbo Mortgage Brokers are here to simplify the process. We work with lenders who understand the unique circumstances of business owners across Cobar, Dubbo, Forbes, Gilgandra, Narromine, Parkes, and Wellington.

Unlike traditional loans that require accountant-prepared financials, we have access to lenders offering alternative documentation options, such as using your BAS statements. This flexibility makes homeownership achievable even if your income doesn’t fit standard criteria. We also work with lenders who may clear any ATO debts, further expanding your options.

We do not charge any fees for our service. The loan you secure through us is exactly the same as if you went directly to the bank. However, with us, you’ll have a trusted partner who understands your unique needs and is here to support you for the long term.

If you’re self-employed and ready to explore your home loan options, get in touch today. Whether you’re in Cobar, Dubbo, Forbes, Gilgandra, Narromine, Parkes, or Wellington, book your free appointment today and take the first step towards securing the perfect home loan solution.

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RB

Rob Burns

Adam and the team are brilliant, always available to answer any questions, their knowledge of their profession is incredible. The whole process has been stress free, we have bought multiple properties over the years and none of them have been as stress free and easy as this one through Adam. We can’t thank them enough and would recommend them to anyone

RJ

Rebecca James

Adam and the team have gone above and beyond for me in what has been a crazy time, buying and selling multiple properties over the silly season! Adam made himself available at every stage of the process with no question or challenge to hard and no judgement on the ‘silly questions’!! Thanks so much to the Adam and team! If you are looking for the personal approach with your loans give Adam a call today!!

sp

sam piper

Adam and the team from dubbo mortgage brokers provided me with such a stress free and easy process purchasing my first house. Couldnt have asked for more with the team highly recommend. will be using them in future.

Frequently Asked Questions

What documents do I need to apply for a home loan?

Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.

What services does your mortgage brokerage offer?

Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.

How can I improve my chances of getting approved for a mortgage?

To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.

How do I get started with your services?

To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.

How does the mortgage application process work?

Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.

What are the benefits of using a mortgage broker instead of going directly to a bank?

Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.

Do you charge any fees for your services?

Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.

Do you offer ongoing support after the loan is approved?

Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.

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