Construction Loans

Turn your building plans into a reality with a construction loan

Rated 5 from 127 Reviews

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We'll help you fund your new build or renovation

Building your dream home is an exciting journey, and Dubbo Mortgage Brokers are here to ensure your financing process is as smooth as possible. As Central West specialists, we understand the unique needs of construction loans and tailor solutions to suit your project, whether you’re in Cobar, Dubbo, Forbes, Gilgandra, Narromine, Parkes, or Wellington.

A construction loan works differently from standard home loans, with progress payments made at various stages of the build. Our team will guide you through the complexities, helping you secure competitive terms and flexible options that meet your budget and timeline.

We do not charge any fees for our service. The loan you secure through us is exactly the same as if you went directly to the bank. However, with us, you’ll benefit from expert advice, hands-on support, and a seamless experience from start to finish.

From the first brick to the final inspection, we’re with you every step of the way. Whether you’re in Dubbo, Forbes, or anywhere in the Central West, book your free appointment today and take the first step towards securing the perfect home loan solution.

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RB

Rob Burns

Adam and the team are brilliant, always available to answer any questions, their knowledge of their profession is incredible. The whole process has been stress free, we have bought multiple properties over the years and none of them have been as stress free and easy as this one through Adam. We can’t thank them enough and would recommend them to anyone

RJ

Rebecca James

Adam and the team have gone above and beyond for me in what has been a crazy time, buying and selling multiple properties over the silly season! Adam made himself available at every stage of the process with no question or challenge to hard and no judgement on the ‘silly questions’!! Thanks so much to the Adam and team! If you are looking for the personal approach with your loans give Adam a call today!!

sp

sam piper

Adam and the team from dubbo mortgage brokers provided me with such a stress free and easy process purchasing my first house. Couldnt have asked for more with the team highly recommend. will be using them in future.

Frequently Asked Questions

What documents do I need to apply for a home loan?

Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.

What services does your mortgage brokerage offer?

Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.

How can I improve my chances of getting approved for a mortgage?

To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.

How do I get started with your services?

To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.

How does the mortgage application process work?

Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.

What are the benefits of using a mortgage broker instead of going directly to a bank?

Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.

Do you charge any fees for your services?

Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.

Do you offer ongoing support after the loan is approved?

Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.

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