First Home Buyers
We'll help you into your First Home
Rated 5 from 125 Reviews
We'll help you into your First Home
Rated 5 from 125 Reviews
If you're a first-time homebuyer in Dubbo, we have a secret that can make your journey to owning your dream home much more straightforward. Working with a local mortgage broker like Dubbo Mortgage Brokers can be a game-changer. Here's why:
Benefits of Choosing a Local Mortgage Broker in Dubbo
Having a local mortgage broker means you have an expert who knows the Dubbo real estate scene. We understand the neighbourhoods, market trends, and what makes Dubbo unique. This means we can help you find mortgage solutions that align perfectly with your needs and aspirations.
Unlocking Government Incentives: FHBG, RFHBG, and FHG
As a first-time homebuyer, you could be eligible for government incentives such as First Home Buyer Guarantee, Regional First Home Buyer Guarantee, and Family Home Guarantee. These incentives are tailor-made for folks like you. As your local mortgage broker, we can guide you through how they work, ensuring you maximise their benefits.
Stamp Duty Exemptions: A Bonus for First-Time Homebuyers
Being a first-time homebuyer might make you eligible for various stamp duty exemptions. This can translate to substantial savings right from the start. As your local mortgage broker, we will walk you through the ins and outs of these exemptions, ensuring you're aware of every opportunity to save.
Personalised Guidance Every Step of the Way
Choosing a local mortgage broker means you get a personal touch. We're here in Dubbo, ready to sit down with you, understand your goals, and customise mortgage solutions that fit like a glove. We'll guide you through comparing fixed-rate loans to variable-rate loans and more.
Let's Make Your First Home Dreams a Reality
Together, we'll explore mortgage options, leverage government incentives, and navigate those stamp duty exemptions. Your dream home in Dubbo is within reach, and we're here to guide you on this incredible journey.
Reach out to us today, and let's start building the foundation of your first home together. As your local mortgage broker with Dubbo Mortgage Brokers, we're committed to making your home ownership come true.
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Initial Consultation
Start by scheduling a convenient 15-minute discovery call, phone appointment, or in-office meeting with one of our qualified mortgage brokers. We will take the time to understand your situation, explore your options, and guide you through the next steps.
Fact Find
After the initial consult, we will provide you with access to a digital online application. Here, you can input details about your income, assets, and liabilities. We'll also request supporting documents to ensure that you qualify for a loan.
Pre-Approval
Following the fact find, we will complete all the loan application documents and submit them to your chosen lender for pre-approval on your behalf. Once you're pre-approved, you can confidently start shopping for or making offers on the properties you wish to purchase. If it is a refinance, we will assist you with arranging the discharge from your current lender.
Settlement
Finally, we will coordinate with your conveyancer, solicitor, or real estate agent, and if it's a refinance, your outgoing lender to ensure a smooth settlement of your home loan. Once everything is in place, you're all set.
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sam piper
Adam and the team from dubbo mortgage brokers provided me with such a stress free and easy process purchasing my first house. Couldnt have asked for more with the team highly recommend. will be using them in future.
EH
Emma Harris
Great!!! The whole team was very helpful throughout the whole process. Would always take time to answer all my silly questions either in person or on the phone.
ME
Macy Everingham
I highly recommend Dubbo Mortgage Brokers to anyone wanting to start the process of purchasing a home. Their support was invaluable, and we couldn't be happier with the service we received. As first home buyers, we were understandably nervous and had many questions. Adam guided us through the entire process with patience and expertise, making what could have been a very stressful experience smooth and manageable.
Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.
Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs.
Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. We serve clients across regional NSW, including Dubbo, Narromine, Parkes, Forbes, Wellington, Gilgandra, Cobar, Wagga Wagga, Tamworth, and Orange.
To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.
Yes, in addition to home loans, we also offer personal loans car loans and asset finance services. Whether you need a personal loan for unexpected expenses or debt consolidation, a new car, or other personal expenses, or asset finance for business equipment or vehicles, we can assist you in finding the best options to meet your needs. Contact us to learn more about these services and how we can help.
Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.
To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.
Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.
Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions.
Dubbo Mortgage Brokers ABN: 24 828 996 302. Credit Representative #453008 is authorised under Australian Credit License #481374.
Disclaimer 2024: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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