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Book a free appointment, however suits you — face to face at our Church Street office in Dubbo, by video call, or over the phone. No obligation, and no cost to you. Call 02 6885 0588 or book online.
Book a free appointment, however suits you — face to face at our Church Street office in Dubbo, by video call, or over the phone. No obligation, and no cost to you. Call 02 6885 0588 or book online.
Robert B
I had an outstanding experience with the team at Dubbo Mortgage Brokers. A huge thank you to Adam, Brad, and Caitlin for all of their hard work and support throughout the entire process. They were professional, knowledgeable, and genuinely committed to helping me secure the best possible deal. They all worked together seamlessly, making the process smooth and stress-free. No matter how many questions I had, they were always available to provide clear advice, keep me informed, and make sure I understood every step along the way. I highly recommend Dubbo Mortgage Brokers to anyone looking for a reliable and professional mortgage broker. Their communication, dedication, and customer service were exceptional, and I couldn’t be happier with the outcome. I’ll definitely be using them again in the future. Thanks again, Adam, Brad, Caitlin, and the whole team!
Marivic Cabrera
Thank you so much to Adam and Brad for supporting us every step of the way in purchasing our home. Their quick responses and superb communication made the whole process smooth, easy and stress-free. We truly couldn’t have done it without them. Mavic & Mickael
Michael Skupien
Can't speak highly enough of Adam and the team at Dubbo Mortgage Brokers. They kept us in the loop the whole time and were always reachable if we had questions.
Dana Wales
I would highly recommend using Dubbo mortgage brokers to help with buying a house, the team there, especially Brad, were amazing and extremely helpful. They broke everything down for me and ensured I understood the process and what was needed, which was amazing for a first home buyer when it is all so overwhelming. I can’t recommend these guys enough, I am extremely grateful for their help and I now have a beautiful home thanks to them.
Brayden Cracknell
The team at Dubbo Mortgage Brokers went above and beyond in the process of getting my home loan process, kept me updated the whole way through. Made everything less stressful and confusing, and made it a breeze. Will definitely be coming back for the next home!
Ashlea Skupien
We honestly can’t say enough good things about our experience with Dubbo Mortgage Brokers. Our situation was complex and far from cookie cutter, but Adam made the whole process feel easy and completely stress-free. His knowledge and experience really stood out, and we always felt like we were in safe hands. Adam and Brad went above and beyond to get us exactly what we were hoping for, and even saved us money along the way. Nothing ever felt like too much trouble, and they were so easy to deal with from start to finish. If you’re looking for someone who genuinely cares and knows what they’re doing, we couldn’t recommend them more highly.
Every two years is a sensible habit, and always when a fixed rate is coming to an end. It costs nothing to check.
A refinance application does leave a credit enquiry on your file. One is not a problem. Several in a short period can be, which is why applying to multiple lenders yourself is worth avoiding.
It depends on your balance. On $500,000, 0.25% is roughly $1,250 a year in interest. Against switching costs of perhaps $1,000, that pays for itself inside a year. On a small balance it may not be worth the effort.
Possibly, but it depends on your loan-to-value ratio. If the fall has pushed you above 80%, LMI may apply again. A current valuation is the first thing to establish.
If you exit a fixed rate early the lender may charge a break cost to recover its funding loss. They depend on how wholesale rates have moved since you fixed, so they're unpredictable. Ask your lender for a written figure — it's free to ask, and we'll help you read it.
Dubbo Mortgage Brokers ABN: 24 828 996 302. Credit Representative 453008 of My Local Broker Pty Ltd is authorised under Australian Credit Licence 481374
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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